[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sunna.cz\/za-co-stavet-svuj-dum\/#Article","mainEntityOfPage":"https:\/\/www.sunna.cz\/za-co-stavet-svuj-dum\/","headline":"Za co stav\u011bt sv\u016fj d\u016fm?","name":"Za co stav\u011bt sv\u016fj d\u016fm?","description":"Jestli se norm\u00e1ln\u00ed lid\u00e9 bez n\u011b\u010deho neobejdou, jsou to krom\u011b […]","datePublished":"2022-08-15","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.sunna.cz\/author\/#Person","name":"","url":"https:\/\/www.sunna.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sunna.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sunna.cz\/wp-content\/uploads\/EU%20mince_10_10_4.jpg","url":"https:\/\/www.sunna.cz\/wp-content\/uploads\/EU%20mince_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.sunna.cz\/za-co-stavet-svuj-dum\/","about":["Finance"],"wordCount":412,"articleBody":"   Jestli se norm\u00e1ln\u00ed lid\u00e9 bez n\u011b\u010deho neobejdou, jsou to krom\u011b potravy, vody a vzduchu i n\u011bjak\u00e9 ty objekty, ve kter\u00fdch se d\u00e1 bydlet. Zkr\u00e1tka mus\u00edme m\u00edt n\u011bjak\u00fd ten d\u016fm nebo byt, kde bychom mohli takzvan\u011b hlavu slo\u017eit, a to pochopiteln\u011b nejen proto, abychom netr\u00e1vili cel\u00e9 dny na ulici. Bydlen\u00ed m\u00e1 pro n\u00e1s lidi daleko v\u00edce r\u016fzn\u00fdch v\u00fdznam\u016f, a \u017e\u00e1dn\u00fd z nich nechceme a vlastn\u011b \u010dasto ani nem\u016f\u017eeme postr\u00e1dat. Proto\u017ee kam bychom t\u0159eba dali sv\u00e9 nahromad\u011bn\u00e9 v\u011bci, kdybychom nem\u011bli n\u011bjak\u00fd ten prostor v n\u011bjak\u00e9 nemovitosti? Jakou adresu bychom nahl\u00e1sili zam\u011bstnavatel\u016fm, \u00fa\u0159ad\u016fm a dal\u0161\u00edm, u nich\u017e je n\u011bco podobn\u00e9ho nezbytn\u00e9 nebo aspo\u0148 \u017e\u00e1douc\u00ed? Kde bychom se ukryli p\u0159ed nep\u0159\u00edzn\u00ed po\u010das\u00ed a t\u0159eba i p\u0159ed nep\u0159\u00edjemn\u00fdmi lidmi \u010di vysloven\u00fdmi zlo\u010dinci?Prost\u011b je bydlen\u00ed pot\u0159eba. Jen\u017ee se toto nez\u00edsk\u00e1v\u00e1 pr\u00e1v\u011b snadno. N\u011bkdo zd\u011bd\u00ed n\u011bjak\u00fd d\u016fm \u010di byt po n\u011bkom z p\u0159\u00edbuzn\u00fdch, n\u011bkdo ho dostane k dispozici od pronaj\u00edmatele, ale nejobvyklej\u0161\u00ed a sou\u010dasn\u011b nejrozumn\u011bj\u0161\u00ed je si n\u011bco podobn\u00e9ho koupit. Proto\u017ee nemovitost, kterou si koup\u00edme, n\u00e1m pat\u0159\u00ed, a je to jistota bydlen\u00ed a z\u00e1rove\u0148 i investice, kter\u00e1 m\u00e1 svou obvykle rostouc\u00ed hodnotu.Jen\u017ee na koupi domu nebo bytu nem\u00e1 na\u0161inec \u010dasto dost pen\u011bz. Bydlen\u00ed je hodn\u011b drah\u00fd \u0161p\u00e1s, to nen\u00ed jako koupit si housky na kr\u00e1m\u011b, jak se \u0159\u00edk\u00e1. A tak doch\u00e1z\u00ed docela b\u011b\u017en\u011b k tomu, \u017ee se bere hypot\u00e9ka na stavbu domu Nebankovn\u00ed hypot\u00e9ka. Kter\u00e1 umo\u017e\u0148uje do\u010dasn\u00e9 a dlouhodob\u00e9 z\u00edsk\u00e1n\u00ed hodn\u011b velk\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f. Dost velk\u00fdch na to, aby si kdekdo z n\u00e1s mohl sv\u016fj d\u016fm postavit. A t\u0159eba nejen postavit, ale i zrekonstruovat nebo koupit.U takov\u00e9 nebankovn\u00ed hypot\u00e9ky sta\u010d\u00ed d\u00e1t do z\u00e1stavy n\u011bjakou nemovitost, a je to. \u010clov\u011bku tu p\u016fj\u010d\u00ed \u00fam\u011brn\u011b hodnot\u011b jeho z\u00e1stavy, a to za v\u0161estrann\u011b dokonal\u00fdch podm\u00ednek. A pak u\u017e se d\u00e1 vlastn\u00ed bydlen\u00ed sehnat. Proto\u017ee kdo m\u00e1 k dispozici dost pen\u011bz, ten u\u017e si s t\u00edmto nemus\u00ed d\u011blat starosti, ten m\u00e1 dostatek mo\u017enost\u00ed, z nich\u017e si m\u016f\u017ee vyb\u00edrat.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Za co stav\u011bt sv\u016fj d\u016fm?","item":"https:\/\/www.sunna.cz\/za-co-stavet-svuj-dum\/#breadcrumbitem"}]}]